Sau hon 3 thang trien khai thi diem san pham PRUlink -Phu Bao gia dau tu tai Ha Noi va TPHCM, Cty bao hiem nhan tho Prudential Viet Nam da mo rong PRUlink qua Hai Phong, Thanh hoa , Nghe An , da Nang, Khanh Hoa, Lam dong, Can Tho.

Hon 70% khach hang tham gia san pham PRUlink da co it nhat mot hop dong san pham truyen thong voi Prudential.

Theo ong Binayak Dutta, Tong Gd Cty Prudential VN, trong boi canh thi truong chung khoan nhieu bien dong, thong tin thieu va do tin cay khong cao, nha dau tu ca nhan can co kien thuc, ky nang va thoi gian nghien cuu thi truong. dau tu vao cac quy PRUlink, khach hang duoc bao ve ve mat tai chinh khi co rui ro.

PRUlink- Phu Bao gia dau tu cua Prudential VN la san pham BHNT Lien ket don vi thuoc loai hinh san pham Lien ket dau tu, co lien quan chat che den thi truong dau tu, tai chinh.

Do vay, doanh nghiep BH phai dap ung nhung dieu kien: bien kha nang thanh toan phai lon hon bien kha nang thanh toan toi thieu 200 ty dong; von dieu le da gop cao hon muc von phap dinh tu 200 ty dong tro len; he thong thong tin phu hop de quan ly va kiem soat cac quy lien ket don vi mot cach than trong va co hieu qua; doanh nghiep phai co kha nang dinh gia tai san va cac don vi cua cac quy lien ket don vi mot cach khach quan; co doi ngu tu van BH duoc tuyen dung va dao tao chat che .

Loai san pham BHNT nay co hai tinh nang cung luc la BH va dau tu. Nguoi tham gia co quyen chon muc phi BH va so tien BH trong suot thoi gian hop dong BH co hieu luc.

Prudential la Cty dau tien duoc trien khai san pham PRUlink tai VN. de khach hang co nhieu co hoi chon lua co hoi dau tu, tuy thuoc vao do tuoi, thu nhap, kha nang chap nhan rui ro cua minh, Prudential da lap 5 quy dau tu de khach hang chon lua.

Cac Quy PRUlink duoc xep theo muc loi nhuan va rui ro tang dan. Nguoi tham gia san pham duoc nhan lai tu hoat dong dau tu cung nhu chiu moi rui ro tu cac quy dau tu da chon. Trong thoi gian hop dong BH co hieu luc, khach hang co cac quyen: thay doi ti le dau tu vao cac quy; dau tu them; rut truoc mot phan gia tri quy; hoan doi quy.

Thong tin ve ket qua dau tu cua cac quy, gia don vi quy duoc cong bo hang tuan tren www.prulink.com.vn . San pham BH lien ket dau tu dang rat pho bien tai Hong Kong, Singapore, Malaysia, Trung Quoc, an do, Nhat, dai Loan, Philippines, Indonesia...